Long Term Care Focus
A specialized employer benefit
Long Term Care Benefits for Your Team.
Flexible Funding. Built-In Life Insurance Benefits. Employer-Friendly Enrollment.
We help employers offer Long Term Care benefits with flexible funding options. Coverage may be employer-paid, employee-paid, or shared between the employer and employee, depending on the employer’s goals and available plan designs.
Licensed Specialists
Clear guidance and education
Multiple LTC Options
Compare plan designs and fit
What an Employer Long Term Care Benefit Can Address
Care at Home
Coverage may help employees prepare for qualifying care received at home.
Assisted Living
Benefits may help with qualifying assisted-living care and services.
Nursing Care
Long Term Care benefits can help address eligible nursing-facility costs.
Adult Day Care
Some plans can help with qualifying adult day-care services.
Life Insurance Benefit
The plans we focus on can include built-in life insurance benefits.
Flexible Funding
Coverage may be employer-paid, employee-paid, or shared between the employer and employee.
Payroll Deduction
Employee contributions, when used, can be handled through convenient payroll deduction.
Portable Options
Available plan designs may allow employees to keep coverage after leaving employment.
How It Works
We Review
We learn about your company, workforce, goals, and current benefits program.
We Recommend
We identify Long Term Care plan options and program designs that fit your goals.
We Educate
We explain Long Term Care and built-in life insurance benefits in plain language.
Employees Enroll
Employees choose whether to participate and complete enrollment.
We Support
We provide ongoing service for the employer, employees, and new hires.
A Local Team You Can Count On
Better Benefits is an independent insurance brokerage focused on helping employers add Long Term Care benefits without turning the process into another administrative burden.
- Long Term Care-focused employer guidance
- Licensed in multiple states
- Independent review of available LTC plan options
- Personal service from real people
We're Licensed. We're Local.
40 New York Avenue
Massapequa, NY 11758
Mon–Fri 8:30 AM–5:00 PM ET
Licensed Insurance Brokerage
Frequently Asked Questions
What is Long Term Care coverage?
Long Term Care coverage is designed to help pay eligible costs when an insured person needs extended care because of a qualifying chronic illness, disability, or cognitive impairment, subject to the policy terms.
Why offer Long Term Care through the workplace?
The workplace gives employees a convenient way to learn about coverage, evaluate available options, enroll, and, when applicable, pay their share through payroll deduction.
Does the employer have to pay for the coverage?
No. The employer can choose how the program is funded. Coverage may be employer-paid, employee-paid, or structured with the employer and employee sharing the cost, depending on the employer’s goals and the plan options available.
What does built-in life insurance mean?
The Long Term Care plans we focus on can combine life insurance protection with benefits that may be used for qualifying Long Term Care needs. Exact features vary by policy and carrier.
See How Long Term Care Can Fit Your Benefits Program
Review flexible Long Term Care funding options for your team.