Home Care
Help with eligible care and support received in the employee’s own home.
Long Term Care Benefits
Protection for Future Care. Life Insurance Value Today.
We focus exclusively on employer Long Term Care programs that can combine Long Term Care benefits with built-in life insurance protection.
Employees choose whether to participate and pay for their own coverage. We handle education, enrollment support, and ongoing service.
What Long Term Care Benefits Can Help Employees Plan For
Assisted Living
Benefits may help with qualifying assisted-living services and care.
Nursing Facility Care
Coverage may help address eligible skilled or custodial care costs.
Adult Day Care
Some plans can help pay for qualifying adult day-care services.
Family Care Decisions
Coverage can provide additional financial resources when a family must arrange extended care.
Choice of Care Setting
Policy benefits may give insured employees more flexibility in how qualifying care is funded.
Long-Term Financial Planning
Coverage can help employees plan for a major expense that traditional health insurance is not designed to cover.
Life Insurance Protection
The plans we focus on can include a life insurance benefit if Long Term Care benefits are not fully used.
Why Employers Add Long Term Care Benefits
Distinctive Employee Benefit
Long Term Care can add meaningful protection beyond a standard medical benefits package.
Flexible Employer Contribution Options
The employer can choose to pay all, part, or none of the premium, depending on its goals and available plan designs.
Employee Choice
Employees decide for themselves whether the coverage fits their needs and budget.
Handled for You
We support communication, education, enrollment, and ongoing service.
Build a Long Term Care Program That Fits
We review available Long Term Care plan designs, eligibility, benefit structures, and enrollment approach based on your workforce and goals.
Your company can add a focused benefit with a funding approach that fits its benefits strategy.
Schedule a MeetingWe Work Alongside Your Existing Benefits
- We do not replace your existing benefits.
- We focus only on adding Long Term Care coverage.
- We simplify employee communication and enrollment.
- We provide ongoing support to you and participating employees.
A Focused Benefit With Long-Term Value
Long Term Care planning addresses a risk that can affect employees, spouses, families, and retirement plans.
The goal is simple: give employees access to Long Term Care protection through a convenient workplace program while allowing the employer to choose whether to pay all, part, or none of the premium.
Explore Long Term Care Benefits for Your Team
Review available program designs and compare employer-paid, employee-paid, and shared-cost approaches.