Better Benefits
Terms of Use
Effective date: September 6, 2026
These Terms of Use govern your access to and use of the Better Benefits website. By using this website, you agree to these terms. If you do not agree, do not use the website.
1. Informational Purpose
The website provides general information about employer Long Term Care benefits, insurance concepts, and services available through Better Benefits. Website content is provided for general informational and educational purposes only. It is not a policy, certificate of insurance, contract, binder, guarantee of coverage, or individualized legal, tax, financial, medical, or accounting advice.
2. Insurance Coverage Is Subject to Actual Policy Terms
Descriptions of insurance products, benefits, underwriting, eligibility, portability, premiums, exclusions, limitations, waiting or elimination periods, and other features are summaries only. Actual terms are controlled exclusively by the applicable insurer's policy, certificate, rider, application, enrollment materials, and other governing documents.
No insurance coverage is created by visiting this website, submitting a form, requesting a meeting, receiving a proposal, or communicating with Better Benefits. Coverage is effective only when all applicable requirements have been satisfied and coverage has been issued or otherwise placed in accordance with the insurer's rules.
3. Availability and Eligibility
Products and services may not be available in every state, to every employer, or to every individual. Eligibility, underwriting, issue ages, benefit amounts, premiums, employer participation requirements, enrollment conditions, and other terms may vary by insurer, state, employer group, and program design.
4. No Guarantee of Results
Better Benefits does not guarantee that any insurer will offer coverage, approve an application, provide a particular premium, accept an employer group, or issue a policy with any specific feature or benefit. Illustrative examples and website descriptions should not be interpreted as promises of future coverage or results.
5. Use of the Website
You may use this website only for lawful purposes. You may not attempt to interfere with the website's operation, gain unauthorized access to systems or data, introduce malicious code, scrape or copy the website in a manner that violates applicable law, impersonate another person, or submit false or misleading information.
6. Intellectual Property
Unless otherwise stated, the website's text, layout, graphics, branding, logos, and other original content are owned by or licensed to Better Benefits and are protected by applicable intellectual-property laws. You may view and print reasonable portions for your own informational use. No other reproduction, publication, distribution, or commercial use is authorized without permission.
7. Third-Party Content and Links
The website may contain links to third-party websites or services. Links are provided for convenience and do not necessarily constitute an endorsement. Better Benefits does not control and is not responsible for third-party content, availability, security, terms, or privacy practices.
8. Website Availability and Accuracy
We attempt to keep website information useful and current, but we do not warrant that every statement is complete, current, error-free, or continuously available. Insurance products, laws, regulations, carrier rules, and market conditions can change. We may modify, suspend, or discontinue website content at any time.
9. Disclaimer of Warranties
To the fullest extent permitted by law, the website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Better Benefits disclaims warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and security to the extent such warranties may lawfully be disclaimed.
10. Limitation of Liability
To the fullest extent permitted by law, Better Benefits will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of, inability to use, or reliance on this website or third-party links. Nothing in these terms excludes liability that cannot lawfully be excluded or limited.
11. Privacy
Your use of the website is also subject to our Privacy Policy.
12. Governing Law
These Terms of Use are governed by applicable federal law and, to the extent state law applies, the laws of the State of New York, without regard to conflict-of-law principles, except where another jurisdiction's law must apply as a matter of law.
13. Changes to These Terms
We may update these Terms of Use from time to time. The effective date above indicates the latest revision. Continued use of the website after revised terms are posted constitutes acceptance of the revised terms for subsequent use.
14. Contact Us
Questions about these Terms of Use may be directed to Better Benefits at info@betterbenefits.com, (516) 320-4798, or 40 New York Avenue, Massapequa, NY 11758.